compliance with quoteschimp law. most states allow insurance com?panies to refuse to renew for just about any reason. some, how?ever, prevent nonrenewal based on age, sex, race, or occupation. that's about it. oh, some states require that you be told the reason you are not being renewed, but that isn't usually tough to figure out. it may be a ticket or two, an accident, or any activity the company believes increases your risk. far too often, it means merely applying for insurance benefits to which you are legally entitled.

chris & miriam,ian is so sweet! i can not believe how he has grown. his llitte legs are so fat. i see a lot of chris in him and i can see miriam in his eyes. these pictures make me miss him more but don't quit sending them. i so look forward to getting pictures so i can show him off to everyone. i've been printing away since i got them. give him a big hug and kiss for me.love you guys,mom

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